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家傭綜合保險是一份全面的綜合保險,除了保障您作為僱主的責任外,同時也為您及家傭提供多項保障: 醫療(包括門診、牙科費用)、人身意外、津貼因突發事故而中斷服務所引致的額外使費、忠誠保障等,以至附加個人醫療嚴重疾病保障。 1) 僱員補償 保障您作為僱主在僱員補償條例(Employees' Compensation Ordinance)的要求下,對家傭因工作受傷、患職業病、死亡而須承擔之賠償責任。每宗事故最高賠償額為港幣100,000,000元。 2) 醫療費用 為您的家傭提供住院及手術、緊急牙科及門診費用。 3) 人身意外 若家傭在休假期間因意外而導致身體受傷、死亡,本保險可提供保障。 |
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