家居保險是一份頗為全面的綜合保險,為您的家居財物(如住所內的裝修、傢俱、電器等),以至個人對公眾(第三者)的法律責任提供保障。 1) 家居財物綜合(全險)保障 保障家居財物在受保的物業內遭意外損毀、損失,包括火災、水浸(如水管爆裂、水箱滿溢、雨水湧入等)、盜竊、颱風、山泥傾瀉等意外所造成的財物損毀、損失。 2) 個人法律責任全球性保險 若您或同住家人因疏忽而導致他人身體受傷或財物損毀而需負上法律責任及有關訟費,不論身處世界任何地方,本保險可提供保障。惟所有訴訟必須由香港法庭處理,任何賠償並需根據香港的司法管轄權限而定。 |
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