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除上述的主要承保範圍外,我們所銷售的家傭綜合保險,大部份都具備以下的免費額外保障,包括: a) 遣送費用 家傭若不幸身故,或因受傷、疾病而被證實不能繼續工作,所需要支付的遣送回原居地的 費用。 |
b) 改聘費用 因上述a)項事故,重新聘請家傭所須之費用,如機票、介紹費等。 |
c) 住院現金津貼 家傭因受傷、疾病而需入院治療,家傭留院期間,您可獲現金津貼。 |
d) 家傭忠誠保障 若家傭作出欺詐或不誠實行為,引致您的金錢損失。 |
此外,您也可以自選危疾、嚴重疾病附加醫療保障,個別的保險計劃更能提供多至40種疾病保障。若您投保兩年計劃或兩名(或以上)家傭投保,保費可獲折扣;轉換家傭時,並不需付額外保費。 |
還有,我們所推介的計劃多不設「自負金額(excess)」、「等候期 (waiting period)」,在處理門診或其他醫療費用的賠償時,個別計劃可提供自動轉帳方式給付。 |
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