以下為「工程綜合保險」主要不保事項之概略,詳細內容請參閱保單: |
1.在設計、圖則或規格上的錯誤、缺陷、錯失、遺漏或不合規格 |
2.物料或手工缺陷 |
3.市場價值的損失、償付損失、罰款、履約保證或相應引致的損失 |
4.對工人、自僱人士或獨自經營者的任何責任 |
5.屬於受保人看管、管核或控制之財物的責任 |
6.因石棉引致之責任等 |
7.自然損耗磨損及折舊、生銹、發霉或物件逐漸變質 |
以下為「僱員保險」不保事項之概略,詳細內容請參閱保單: |
1.投保人對其承判商之僱員的責任 |
2.任何因肺塵埃沉着病或間皮瘤或噪音所造成的失聰而導致的責任 |
3.受傷或患疾的人,並非僱員補償條例所定義的『僱員』 |
4.在受保區域(通常指香港)以外發生的事故 |
5.任何罰款 |
6.因核能或輻射引致之傷害 |
7.因戰爭、內亂而引致的任何事故 |
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