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TRANSAMERICA 全美人壽 / Trendsetter Super
TrendsetterSM Super
The policy offers coverage at a level elected by you at competitive premiums. The policy also offers a choice of initial terms of 10, 20 or 30 years with guaranteed and level premiums to suit your needs. The premiums will then increase annually until the insured’s age 95.
With a high sum assured for a fixed term and your liquidity intact, you are offered the best of both worlds.
What’s more, TrendsetterSM Super Series provides you with the flexibility to convert* your policy to a permanent life insurance policy if you need lifelong protection later.
* If you have purchased the conversion rider together with your TrendsetterSM Super Series policy, you can convert your policy to a permanent life insurance policy that is made available by Transamerica Life Bermuda at the time of the conversion. This option may be exercised any time before the end of the initial term or the insured’s 70th birthday, whichever is earlier.
- Level Terms:- 10, 20 and 30 years
- Maximum Enter Age: - 80
- Maximum Insurable Age: - 95
- Minimum Insured Amount: - US$100,000
- Free Benefits: -
Accelerated Death Benefit
•The option may be exercised after the insured has been diagnosed and certified as having 12
months or less to live from the date of a physician statement after the date the policy is issued
•The maximum benefit is USD250,000 per life or 75% of death benefit whichever is less; the
minimum payment is USD10,000.
Proposal Sample
- Smoker
- Non-Smoker
